... for the house. Yes? No? Discuss.
The premium seems awfully high for such limited coverage. At a 15% deductible, you pretty much have to lose the entire house before the insurance kicks in.
Of course, I suppose that's what exactly happened to several people after Northridge. And with UCLA geophysicist Vladimir Keilis-Borok predicting a big 6.4-richter quake in Southern California by Sept. 5, perhaps I should just quit my bitchin' and pay the premium.
(As for a house update, we're still in that murky sea known as escrow... hopefully we'll know better by next week whether we've secured a loan.)
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